Metro Manila · National Debit/ Credit Cards

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Opening a bank account at a Philippine bank will get you a national debit/credit card that you can use for most of your transactions in the Megacity. Local debit or credit cards makes cashless shopping available and enables you to withdraw from any ATM anywhere in the country. 

If you plan to stay in the Philippines for a longer time, it is recommended that you get a local debit/credit card. While international credit cards are useful, some shops and restaurants do not accept them even if you are in the capital. Should you go outside of Manila, local debit or credit cards will prove to be more useful. It goes without saying though that you should always bring cash with you because some places cannot accommodate credit or debit card transactions.