You get snacks, drinks and other necessities 24/7 at literally every street corner in the Megacity, thanks to international chains of convenience stores and the typical Filipino Sari-Sari stores.
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Over-the-counter (OTC) payment collection services are often located in shopping malls, grocery stores, and sometimes the nearest street corner. You can settle most of your monthly bills and many other payments by dropping by these shops.
Cash is the single most important way of paying your bills and carrying money around. Centavos come in 1, 5, 10, 25, 50 coins and Pesos come in 1, 5, 10 coins and 20, 50, 100, 200, 500 and 1000 bills. It is not that uncommon to pay even large sums in cash. Due to the comparatively low value of the highest bill (1000 Pesos are roughly 20 Euros or 22.50 US Dollar), you might easily end up carrying around a large bundle of bills.
As there is no other choice than Meralco, a word of advise regarding electricity consumption has to be given: The Manila Bulletin reported in 2011 that the country has the most expensive electricity in the whole of Asia.